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Graham Bower

Steve Speed and the team at People and Business have been advising me on my investments for over 8 years.

During this time, Steve has demonstrated his professionalism, extensive financial knowledge and experience as he guided me through some major financial situations:- managing redundancy funds, transfer of pensions, setting up my own business and finally early retirement. Throughout all of these, Steve has always been there to provide sound, open and honest advice which has allowed me to be confident in making some of the most important financial decisions of my life.

Not only is Steve always highly professional and has a work ethic which is second to none but he is also a really nice approachable person who I would thoroughly recommend.

Graham Bower

13/12/2024

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Barbara Taggart

I have known Steve for nearly 15 years, His knowledge as a Financial Adviser is immense.

I feel confident and comfortable with my investments.

Steve is not only professional but approachable and easy to talk to.

Steve is a man with integrity and l would not hesitate to recommend him to anyone.

Barbara Taggart

15/10/2024

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Julia R

I was introduced to Steve in 2017 when redundancy focused my mind on retirement planning. Shortly afterwards he took my husband on as a client and helped him to get his pensions in order following a diagnosis of a serious illness.

I have always found Steve to be knowledgeable and able to explain things in ways that are easy to understand and with his support I have increased my overall knowledge and confidence in my financial affairs.

This was particularly important as my husband was previously an independent financial adviser and I had always relied on his knowledge and expertise in this area.

Steve’s help was invaluable when my husband died and dealt with the transfer of pension to my name and was available as a source of reference as I was dealing with his estate.

All staff that I have dealt with at P and B IFA are friendly and helpful and I am always kept advised of any changes or updates.

Julia R

15/10/2024

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Paul Day

P&B IFA have been looking after my retirement planning and investments for the last 7 years. During that time I have found the service that Steve Speed and his team provide to be consistently excellent. Steve provides sensible and understandable advice, regular updates, and as a result of using P&B IFA my retirement planning is ahead of schedule. I wouldn’t hesitate to recommend Steve and his team.

Paul Day

26/09/2024

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Eddie Ford

Steve Speed has been my wife and I’s corporate and personal Financial Planner / Adviser for many years now, initially when advising for a previous firm and then for the last nine years as People and Business Independent Financial Advisers.

Their primary involvement has been our Retirement Planning; however, Steve’s extensive Annual Reviews have covered all aspects relating to our overall finances and future goals.

We find Steve to be extremely knowledgeable and professional, and always available when needed for advice. The service that we have received played a big part in me being able to retire at 54.

Trust is always a very important aspect when dealing with financial matters, and we would highly recommend Steve and his team for whatever your venture is going forward.

Eddie Ford

(Retired Financial Director & Company owner)

24/09/2024

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Mike McFarland

Can I take this opportunity to provide your company and in particular Steve with customer feedback.

From the beginning of my journey in respect of this investment you have acted with professionalism and integrity.

I have full confidence in what advice I am given, have an uplifted understanding of the process and know I can turn to you at any time for advice.

Communication has been spot on and I am made fully aware of anything that impacts me/my pension in good time.

So all in all a thank you from me.

Mike McFarland

02/09/2024

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Geoff H – Beverley

I made an investment with People and Business two years ago, in that time I have found them very efficient and helpful. I have dealt with Carl Mitchell from the beginning of our investment, which has yielded 16% through all the problems inflation etc. Carl is very professional, easy to deal with and cannot do enough to help you. I would recommend Carl and People and Business to anyone who wants to make an investment.

Geoff H – Beverley – 18/04/2023

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Helen W – Southport

A well deserved testimonial for Carl Mitchell.

My opinion of Carl is based on an informed opinion due to comparison of other financial advisers and experiences of investments.

Carl Mitchell has been our financial advisor for a relatively short amount of time, however, due to previous experiences Carl had a lot to prove to us and to gaining our trust wasn’t going to be easy, we need not have worried. Carl is meticulous and professional in every way. Initially Carl spent several hours getting to know us as people, a family and learning about our business. This I believe strongly gave him the knowledge to fit the products he recommended to us or left some products in place, he felt were appropriate for our needs and showed his true dedication for providing the best service he could.

Each meeting is meticulously documented and reasons why given at every stage. This gained our trust that Carl had our best interests at the forefront of his job, or for Carl, his vocation.

Helen W – Southport – 28/02/2023

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Sally B – Ormskirk

‘I was recommended to People and Business by a lawyer who has helped me immensely over the years.

Mr Speed of People and Business gave me professional advice on a matter and, at the time, I hadn’t started to do business with People and Business, the advice I was given was thoroughly appreciate via my son’s email.

Since first meeting Carl Mitchell of People and Business I have been extremely impressed and satisfied with the excellent prompt service and the attention to detail to make me feel very confident with my current investments.

Carl is also looking after my son and daughter’s finances. With great appreciation from us all.

PS The people who answer the phone are very pleasant and efficient.’

Sally B – Ormskirk – 21/06/2022

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Graham B – Greater Manchester

‘It’s now been over 5 years since I was introduced to Steve Speed and the team at People and Business and I’m pleased to share that they are still doing a great job with their investment advise despite the challenges we are currently all experiencing.

In fact, in my case, I’ve gone a step further and decided to retire recently. However, before doing this, I had a lengthy (open and honest) conversation with Steve about our future plans and how our investments would meet these needs as well as being careful enough to plan for the unexpected. As ever, Steve was able to provide solid advice based on his considerable knowledge and experience and also to guide as to the most tax efficient way to draw funds.

I still maintain that Steve is one of the most dedicated professional people I have ever met, but at the same time approaches his work in a very relaxed and personable style and I would have no hesitation of recommending his services and that of People and Business.’

Graham B – Greater Manchester – 15/12/2021