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MPs and Pensions

I have been listening to the rhetoric of MPs with regards to pensions for a long time but over the last few weeks, particularly with regards to one particular party, MPs are attacking pensions again. I feel I must make the following points: Read more

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Planning for The Worst

Today’s Telegraph highlights the plight of a lady who lost her husband to cancer and then had the misfortune to discover that she had no income from his pension simply because she had not been named as a dependant.

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Do you run your own business?

How good is your employee benefit package?

The business owner has a lot on their plate today with constant demands on the business and more red tape and legislation to comply with; RTI, employment law and Auto Enrolment to name a few. All this, in addition to doing business, making a profit and growing your business. Read more

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Annuities – A Complex Area

Annuity sales have dropped 43.8% in June compared to June 2013 as retirees await the new pension freedoms in April 2015.

Rates for standard annuities are actually increasing at the moment, the average single life annuity secured an income of £3,552 per annum in June, up by 3.7% from £3,426 in May. This is the highest annuity rate in at least a year and compares to £2,942 in June 2013. Read more