In the first combined Spending Review and Autumn Statement since 2007, the Chancellor’s emphasis was on expenditure. He nevertheless made a range of tax-related announcements, the main ones being: Read more
Pensions Update – Auto Enrolment
Auto Enrolment
The requirement for Auto Enrolment Pension Schemes is hotting up. This calendar year will see 46,000 pension schemes reach their Staging Date. It has been getting really busy for pension providers. Read more
Pension Chaos? Let’s just slow down.
The new pension legislation was implemented yesterday and the majority of life offices and financial advisers are back at work today.
It looks like clients have been working our advisers hard and perhaps going direct to pension providers too? Read more
The new world of pensions – ‘Freedom & Choice’
Pensions and retirement income options have had a lot of media coverage over the last 12 months, since the budget last March.
The flexibility and income, annuity or cash options provided are fantastic. You will shortly have the freedom to use your pension fund as you wish. This is great news if you have other income options and assets to draw from. Read more
Do you run your own business?
How good is your employee benefit package?
The business owner has a lot on their plate today with constant demands on the business and more red tape and legislation to comply with; RTI, employment law and Auto Enrolment to name a few. All this, in addition to doing business, making a profit and growing your business. Read more
Retirement – Too much freedom and choice?
You are probably well aware that on April 6th the changes to pension legislation mean that you could access the whole of your pension fund for your retirement if you wish? This assumes that you are in the right type of pension fund and have control over it; a Personal Pension or similar. Read more
A Request for long-term stability in Pensions
This year has been an exciting year for IFAs in terms of new legislation for pensions and ISAs (NISAs). The new legislation should help IFAs generate more business as people engage with the need for advice around the changes, particularly the pension legislation. Read more
All change – Pensions & Intestacy – Death & Taxes
George Osborne announced what looked like significant improvements to pension legislation for April 2015 at the Conservative Conference earlier this week.
The radical changes would mean that you can inherit pension funds from your parents. This could lead to generations benefiting from using a parent’s pension fund. Read more